Terms of Service

Last updated: August 13, 2026

These Terms of Service (“Terms”) govern your use of TermFlo (“the App”), operated by Futurist IP, an Ontario, Canada corporation (“we”, “us”). By installing or using the App, you agree to these Terms. If you do not agree, do not use the App.

The service

TermFlo is a Shopify application that helps merchants manage wholesale buyer applications, provision native Shopify B2B company accounts with payment terms and credit limits, enforce those credit limits at checkout, and track receivables including statements and payment reminders. The App extends your Shopify store and depends on Shopify’s platform to operate.

Eligibility and your account

You must have a Shopify store and the authority to install apps on it. Your use of the App is also subject to Shopify’s terms. You are responsible for activity in your account and for keeping your Shopify credentials secure.

Plans, billing, and trials

Paid plans are billed through Shopify’s billing system according to the plan you select. Free trials, where offered, convert to paid at the end of the trial unless you cancel or uninstall. We may change plan features and pricing for new subscriptions. If we change the price of a plan you are already on, your existing subscription keeps its current price until you change or cancel it. Fees are non-refundable except where required by law.

Your responsibilities

  • You are responsible for the accuracy of the data you and your buyers enter, and for complying with the laws that apply to your business, including tax, privacy, and consumer-credit laws.
  • You decide which buyers to approve, what payment terms and credit limits to set, and when to extend or withhold credit. The App carries out the configuration you choose. It does not make these decisions for you.
  • You are responsible for the content of messages sent on your behalf, including statements and payment reminders, and for having a lawful basis to contact your buyers.

Not financial, legal, or credit advice

The App is software, not a lender, credit bureau, collections agency, or financial or legal advisor. Credit limits, payment terms, tax identifier checks, and reminders are tools that act on the settings and information you provide. We do not guarantee that they will prevent losses, ensure payment, or meet the requirements of any law that applies to you. You remain responsible for any adverse-action, disclosure, or credit-reporting obligations that apply to your decisions.

Acceptable use

Do not use the App to break the law, infringe the rights of others, send unlawful or deceptive messages, attempt to gain unauthorized access, interfere with its operation, or reverse engineer it except to the extent the law allows.

Third-party services

The App relies on Shopify and other third-party service providers to operate. Your use of those services is subject to their own terms, and we are not responsible for them.

Intellectual property

The App, including its software, design, and content, is owned by Futurist IP and its licensors and is protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the App while these Terms are in effect. You keep ownership of your own data.

Warranty disclaimer

The App is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including fitness for a particular purpose, merchantability, and non-infringement, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, Futurist IP will not be liable for any indirect, incidental, special, consequential, or punitive damages, nor for lost profits, revenue, data, or goodwill, nor for uncollected receivables or credit losses, arising from your use of the App. Our total liability for any claim relating to the App will not exceed the amount you paid us for the App in the three months before the claim.

Indemnification

You agree to indemnify and hold Futurist IP harmless from claims arising out of your use of the App, your data, or your breach of these Terms or applicable law.

Termination

You may stop using the App at any time by uninstalling it from your Shopify store. We may suspend or end access if you breach these Terms or use the App in a way that risks harm. On termination, your data is handled as described in our Privacy Policy.

Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will update the date above and, where appropriate, notify you. Continuing to use the App after changes take effect means you accept the updated Terms.

Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there, without regard to conflict-of-laws rules. The courts located in Ontario, Canada will have exclusive jurisdiction over any dispute, and you consent to that jurisdiction.

Contact

Questions about these Terms: contact@termflo.com